12 reasons your debit card was declined + fixes
12 Reasons Your Debit Card Declined (How to Fix)
[US] My OnlyFans account had a debit card linked to it. My Account got hacked and had the credentials changed. I no longer have access to the account. My bank said they can't do anything until I'm contacted by OnlyFans. However, I haven't had luck getting a reply back. : Banking
Quick Answer: Does OnlyFans Show Your Name?
However, as long as that OnlyFans account is still active and out of my control; whoever has access to that account can take money out of my card.
How to avoid it: See if your financial institution offers a mobile app that shows your up-to-date balances and transactions.
However, just make sure you have enough money on the card before making purchases such as leaving tips, receiving pay-per-view messages, or additional content.
As you mentioned that your card has remaining balance but has a pending transaction means that there may be a floating amount on your account and this may have taken up the remaining balance of your card.